Icyo u Rwanda ruvuga ku ikoreshwa ry’ifaranga koranabuhanga rizwi ku izina rya “Cryptocurrency”
Mu myaka yashize, ifaranga rikorana ikoranabuhanga rizwi nka cryptocurrency ryakomeje gukura ku isi, rikaba ryifashishwa mu bucuruzi, kuzigama, ndetse no mu bikorwa bimwe na bimwe bya tekinoloji. U Rwanda, nk’igihugu cyihuta mu iterambere ry’ikoranabuhanga, cyakomeje gukurikirana ibijyanye n’iri faranga ry’ikoranabuhanga ariko kigashyiraho amabwiriza asobanutse mu kurinda ubukungu n’abaturage.
Nta Mategeko Yemeza cyangwa Ahakana Ifaranga Rikorana Ikoranabuhanga
Banki Nkuru y’u Rwanda (BNR) yavuze ko kugeza ubu, ifaranga rikorana ikoranabuhanga nka Bitcoin, Ethereum, na Tether ritaremezwa nk’ifaranga ryemewe mu gihugu. Mu itangazo ryagiye hanze, BNR yibukije ko n’ubwo iri faranga rikoreshwa n’abantu ku giti cyabo mu bindi bihugu, muri gahunda y’amategeko y’u Rwanda, ritarafatwa nk’ifaranga rikoreshwa mu buryo bwemewe n’amategeko.
Guverineri wa Banki Nkuru y’u Rwanda, John Rwangombwa, yagize ati:
“Cryptocurrency ni ikoranabuhanga rishya rifite inyungu zitandukanye mu rwego mpuzamahanga, ariko rikajyana n’ibibazo byinshi birimo ibyago by’uburiganya, kutamenya isoko neza, no gutakaza amafaranga mu buryo budasobanutse. Mu Rwanda, tugomba kubanza kureba neza uburyo bwo kurinda abaturage bacu mbere y’uko dukoresha iyi tekinoloji mu buryo bwagutse.”
Ibibazo Byagaragajwe mu Ifaranga Rikorana Ikoranabuhanga
BNR yanagaragaje ko ifaranga rikorana ikoranabuhanga rifite imbogamizi zirimo:
- Kutagira uwaryemeweho: Iri faranga rikora hadakenewe banki cyangwa inzego zemewe, bigatuma byorohera abashobora kurikoresha mu bikorwa bitemewe n’amategeko.
- Uburyo budasobanutse bwo gucunga agaciro karyo: Ifaranga nk’iryo rihindagurika cyane mu gaciro, bikaba byashyira mu kaga abashaka kurikoresha nk’uburyo bwo kuzigama cyangwa gushora imari.
- Kubura ubumenyi ku buryo bukwiye bwo kurikoresha: Abantu benshi mu Rwanda batarasobanukirwa uburyo bw’imikorere yaryo, ibyo bigatuma bakorerwaho uburiganya.
Amabwiriza yo Kurinda Abaturage
BNR yasabye abaturage kwirinda gushora amafaranga yabo mu bikorwa bijyanye na cryptocurrency badafite ubumenyi buhagije, cyangwa batabanje kugisha inama inzego zibifitiye ububasha. Harimo no kwirinda abatekamutwe bashukisha inyungu z’ikirenga ariko zitandukanye n’ukuri kw’isoko mpuzamahanga.
Ibikorwa Bishya mu Kwigira kuri Teknoloji ya Blockchain
N’ubwo u Rwanda rutarafata cryptocurrency nk’ifaranga rikoreshwa mu buryo bwemewe, rwiyemeje gukoresha tekinoloji ibikorerwaho, izwi nka blockchain, mu rwego rwo guhanga udushya. Blockchain irimo kwifashishwa mu kubika amakuru yizewe, kurinda ruswa, no koroshya ibikorwa bimwe na bimwe birimo ubucuruzi no guhererekanya amafaranga.
Umwanzuro
U Rwanda rukomeje gukurikirana uburyo cryptocurrency yifashishwa ku isi, ariko rugashyira imbere umutekano w’abaturage n’ubukungu bw’igihugu. Guverinoma y’u Rwanda isaba abaturage kwitwararika mu bikorwa bijyanye n’ifaranga rikorana ikoranabuhanga, mu gihe hategurwa uburyo bwo gukoresha neza tekinoloji yaryo.
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